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Test cards to simulate a payment:
Payment succeeds 4242 4242 4242 4242
Payment requires authentication 4000 0025 0000 3155
Payment is declined 4000 0025 0000 3155
4000002500000003 tok_fr pm_card_fr France (FR) Visa
```
P = N + 0.25 + N*f
= N*(1+f) + 0.25
N = (P - 0.25) / (1 + f)
10*(1+1.4/100) + 0.25 = + 0.39
100 = + 1.65
500 = + 7.25
```